Mack has been unemployed for a little over two months. He’s been volunteering at the African Community Center (ACC) which helps refugees rebuild safe, sustainable lives in Denver. Mack has been helping the ACC clients with resumes and job applications. He has also been actively searching for a new position. Mack had three interviews with a financial services company. The last interview went well and it was implied that a job offering would be tendered. Last Wednesday, the company informed Mack that he met all of their requirements but they could not hire him because of his credit rating.
Yes, Mack has bad credit thanks to an eighteen month unemployment stint at the start of the last recession. He has not recovered financially. Mack’s last job paid significantly lower than his previous position. He accepted the last job to stop the financial bleeding. His bad credit rating is now a barrier to employment with some firms.
While volunteering on Friday, a paid ACC staff member told Mack they had an opening. Mack was encouraged to apply, which he did. It may not be high-paying job but it will help Mack get back on his feet.